Financial software for freelance developers

Know what’s safe to spend. See your next money move.

LancerOS connects your time, invoices, and cash. See which clients are worth your hours, what’s available after commitments, and your next action to review.

Try LancerOS free

14 days of Pro free · No credit card required

You stay in control.
Every money action needs your approval.

Explore a sample workspace BetaSelect a figure ↓
Sample workspace
Control Snapshot

Your freelance money, explained.

Illustrative data

What’s actually available?

$7,270of $34,000 in cash

Cash entered
$34,000
Money protected
− $26,730
Protected $26,730Available after reserves
Cash you enter. Reserves you choose.
Evidence behind every answer
Next best money moveNeeds approval

Follow up on $4,400

Overdue invoice · Prepared for review

Your work records. Your money decisions.

Clients & invoicesTracked timeCash & commitments

Example workspace · Financial controls are beta

A full calendar.
An unclear money picture.

Your balance, invoices and hours each tell part of the story.
You still have to work out what it means.

Cash note

Current balance

$34,000

Looks like room to spend.

Tax, bills & reserves

$26,730Already spoken for.

How much is actually mine to spend?

client-hours.xlsx

Collected$6,392
Delivery
34 hours
Calls & admin
13 hours
All your time47 hours
The hours around the work count, too.

Is this client really worth my time?

Invoice INV-1042Overdue

Work delivered

$4,400

Payment still pending.

“Just following up on this…”

Where’s the money I already earned?

Control Snapshot Beta

Know what your money
lets you do.

LancerOS brings your client work, invoices and cash together.
Three clear answers. A next money move you can review.

Illustrative scene of a freelance developer reviewing LancerOS at her desk.

Safe-to-Spend

$7,270

Free after your commitments.

Cash $34,000Protected $26,730

Know what’s safe
to spend.

Protect tax, bills and your buffer before deciding what’s available.

A custom editorial close-up of a developer’s working desk, keyboard and notebook.

Client Worth

$136/hr

Delivery34h
Calls8h
Admin5h

All 47 hours count.

Know which clients
earn your hours.

See the effective rate after delivery, calls and admin all count.

A quiet blue-hour sea horizon behind the financial runway illustration.

Slowdown Runway

11.3months

If income slows to $1,000/month.

See a slowdown
coming.

Explore how long your cash could last when the work gets quieter.

Start with your records. Keep the next decision in your hands.

Try LancerOS free
14 days of Pro free · No credit card required · Illustrative figures above
Interactive example · Beta

What’s actually safe to spend?

$7,270

Available after the commitments and reserves below.

Tax reserve
$8,000
Next 30 days of bills
$4,000
Operating buffer
$10,000
Minimum cash floor
$4,730
Try with your records

The LancerOS Control Loop Beta

Your next move. Your call.

Get a suggested money move, review it, and follow what happens next.

  1. Invoice

    $4,400

    Overdue

    Diagnose

    Bring your work and money records together.

  2. Suggested next move

    Follow up on
    this invoice.

    Ready for review

    Recommend

    See one money move to consider next.

  3. Nothing goes out without you.

    • Recipient & amount
    • Message to send

    Approval required

    Approve

    Review exactly what will happen. You decide.

  4. After your approval

    Follow-up sent.

    Delivery recorded

    Execute

    Follow the supported action’s status.

  5. Outcome Ledger

    Follow-upSent
    PaymentPending

    Measure

    See what changed and what’s still open.

Illustrative workflow. A sent follow-up isn’t a collected payment.

Your next money move Beta

An overdue invoice.
A follow-up you approve.

LancerOS prepares the details. You check the recipient, amount and message before anything is sent.

Invoice INV-1042Overdue

$4,400

Work delivered. Payment still pending.

Suggested next move

Follow up on this invoice.

A client message, prepared for your review.

Follow-up preview

Draft
To
Alex at Acme Studio alex@acme.example
Subject
Following up on invoice INV-1042

Hi Alex,

Just following up on invoice INV-1042 for $4,400. Could you confirm when payment is expected?

If you need any other details from me, let me know and I’ll send them over.

Thanks,
Jamie

Waiting for your approval
Illustrative action preview with a fictional client. Invoice and follow-up workflows are in beta.
Explore supported actions

The Outcome Ledger Beta

See what changed.
Know what’s still open.

Track what was done, what’s confirmed, and what still needs an answer. The action and its outcome stay together.

Action history

Follow-up on INV-1042

Acme Studio · $4,400 invoice

  1. Follow-up prepared

    Recipient and message ready for review

  2. Approved by you

    The exact message, checked before sending

  3. Follow-up sent Executed

    Delivery recorded
Approval and execution kept in the record
Financial outcomeUnresolved

Payment still
pending.

$4,400outstanding

Follow-upSent
PaymentNot yet confirmed

Sending the reminder records the action. Payment stays open until it’s confirmed.

Illustrative record with a fictional client. Outcome tracking is in beta.

The workspace underneath

Your client work.
All in the same place.

Manage clients, plan projects, track hours and prepare invoices. Keep the records behind your money decisions close to the work.

Clients & projects

Keep the client, the project and the next task together.

Client record

Acme Studio

Alex · Client contact

alex@acme.example
ProjectIn progress

Website development

Acme Studio

Project tasks
  • Build the client dashboardDone
  • Review the next milestonePlanned

Time & invoices

Capture the hours. Keep billing attached to the work.

Tracked time

47hours

Delivery
34h
Client calls
8h
Project admin
5h
INV-1042Overdue

$4,400

Acme Studio · Payment pending

Illustrative workspace records with a fictional client.
Explore the workspace
Illustrative scene of an independent developer working alone at his personal studio desk.
Illustrative work scene

One person. Paying clients.

You build software.
You run a business.

Built for freelance developers and technical consultants with paying clients. Keep the money decisions connected to the work you do.

Hourly work
Count delivery, calls and admin in your effective rate.
Fixed-price projects
See the tracked time behind each project fee.
Retainers
Keep recurring work and its hours in the same view.

Start with your recent invoices and tracked time.

See if LancerOS fits your practice

Free & Pro

Try Pro for 14 days.
Make the call after.

Use your own records. No card needed.
A paid subscription starts only when you choose it.

Pro

The full Control Loop

Understand your money. Review your next move.
Keep the action and its outcome together.

$49/ month

Billed monthly when you subscribe.

Try Pro free 14 days · No card

Unlimited clients & invoices

Understand your position

  • Control Snapshot, with sources & assumptions
  • Client Worth
  • Safe-to-Spend
  • Slowdown Runway

Decide what happens next

  • One prioritized money move
  • Preview & approve supported actions
  • Execution status & Outcome Ledger

150 AI requests / monthUp to 25 per day

Financial decision & action workflows are in beta.

Free

The essentials

Keep your client work in one place.
Start with a small manual control view.

$0forever

A free plan for a smaller workspace.

Create my workspace

Your everyday workspace

  • Up to 3 active clients
  • 5 invoices per month
  • Time tracking & tasks
  • Small manual control view

10 AI requests / monthUp to 3 per day

New accounts include the 14-day Pro trial.

After 14 days, you decide. Choose Pro or continue on Free. Your account data stays; Free limits apply.

Trial includes 30 AI requests total, up to 10 per day.

Compare every feature & limit

Start with your records.
See your money clearly.

Bring your time, invoices and cash into LancerOS.
See where you stand and review your next money move.

Try LancerOS free

14 days of Pro No credit card required